The purpose of the Air Force Active-Duty Health Professions Loan Repayment Program (ADHPLRP) is to provide a direct accession or retention incentive to maintain adequate numbers of commissioned officers of the armed forces on active duty who are qualified in the various health professions. Participants receive repayment of loans used to finance health profession education.
HPLRP Program Overview (READ CAREFULLY):
- The Air Force active-duty Health Professions Loan Repayment Program (HPLRP) in fiscal year 2026 is available for the Biomedical Sciences Corps & Nurse Corps ONLY.
- HPLRP provides an incentive for Air Force active-duty medical personnel to extend their active-duty commitment through the payment of professional educational loans, provided they are in the selected career fields and otherwise eligible.
- Max HPLRP Payment: The maximum yearly loan repayment is up to $40,000 (NOT Guaranteed), minus 25% in FEDERAL income taxes, which are taken out prior to lender payment. Repayment may consist of loan amounts for principal and interest on reasonable educational and living expenses. Payments are sent directly to the lending institution on behalf of the HPLRP participant and the maximum annual rate may be updated periodically by the Secretary of Defense. STATE Taxes are not taken out, members will be responsible for tax liability.
- Qualifying Loans: Officers may use HPLRP to repay any qualified loans obtained for their minimum qualifying degree that allows them to hold their AFSC. Degree Programs completed before or after this qualifying degree are NOT eligible. Please email HPLRP for questions about your Qualifying degree.
- Service Commitment: Program participants incur a two-year minimum active-duty obligation (ADO) regardless of amount of eligible debt. Once Service Agreement is signed, members can NOT decline HPLRP unless they sub?mit a MFR to SecAF.
- Special Pay Bonus: Are authorized in conjunction with ADHPLRP. If offering the Special Pay Bonus in conjunction with ADHPLRP, the Special Pay agreement should be signed and process initiated PRIOR to ADHPLRP agreement. The Active-Duty Service Commitment (ADSC) for the Special Pay and ADHPLRP will be served consecutively (one after another), NOT concurrently. Special Pay ADSC will be fulfilled prior to ADHPLRP ADSC.
- AFSC DESCRIPTIONS: The AFOCD is located on myPERS . If this link doesn't take you to it you can search AFOCD once you are logged in. This document has all of the descriptions of the AFSC's along with their education and experience requirements for entry as well as shred outs.
- NOT Eligible: Due to the limitations of the repayment process, USAA cannot post HPLRP payments. USAA loans are NOT eligible for repayment. Parent Plus Loans are NOT eligible loans for ADHPLRP repayment as the participant is not listed as a borrower or co-borrower (unless loan has been re-financed into the members name). (10 USC § 2173)
There are two separate programs within ADHPLRP:
-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Accession Program:
For newly commissioned officers entering the Air Force.
Application Window: **Now Accepting FY26 Applications**
(Deadline 1 AUG 2026)
Application period: October 1st – August 1st (Rolling applications)
ATTENTION RECRUITERS: Please email the HPLRP ORG BOX after an application has been submitted, to confirm it has been received.
Remaining Allocations :
*Applications must be submitted on behalf of the member by recruiter*
- New Recruiters: Must Email HPLRP Org box for CIP Portal Access
- Portal Issues: If you are unable to complete an application through the CIP Recruiter Portal, please email completed application package to AFIT.CI.HPLRP@US.AF.MIL
- Accession Information (allocations, processing
time, etc) click here: Tab 6 Accession processing guide and FY26 Accession HPLRP Quick reference
- Accession Application Documents click here:
-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
For current active-duty service members with 12 months or less remaining on their contracts.
Annual Application Windows
**Application window – will reopen 1 January – 31 January 2026**
February Board: Applications accepted January 1st – February 1 (CLOSED)
August Board: Applications accepted July 1st – August 1st
Remaining Allocations :
|
NC AFSC |
BSC |
||
|
46X3 |
42B3 |
Physical Therapist |
|
|
46X1/NTP NOT ELIGIBLE |
42E3' |
Optometrist |
|
|
42F3 |
Podiatric Surgeon |
||
|
42G3 |
Physician Assistant |
||
|
42P3 |
Clinical Psychologist |
||
|
42S3 |
Clinical Social Worker |
||
|
42T3 |
Occupational Therapist |
||
|
43H3 |
Public Health |
||
|
43P3 |
Pharmacist |
||
|
43T3 |
Biomedical Laboratory |
||
Please submit to HPLRP ORG BOX or DODSafe in one email / upload. Do not submit multiple emails with documentation.
Retention Application Documents click here:
- FY26 Application checklist
- FY26 Retention Application
- FY26 ADHPLRP Ret Only Commander review
- FY26 ADHPLRP License Validation Form
- NPDB Self Query result - https://www.npdb.hrsa.gov/
- Transcripts of ALL schools attended
- Student Loan Detailed Information:
- MUST include: YOUR NAME on the Documents, Disbursement Dates for EACH loan, disbursement Loan Amount for EACH loan disbursement, NAME of Lender. If refinanced/consolidated ALL original documents & Current documents.
- FY26 retention HPLRP quick reference
- Tab 8 retention processing guide
***FAILURE TO PROVIDE INFORMATION LISTED ABOVE COULD RESULT BEING DECLINED FROM HPLRP PARTICIPATION***
-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
**W-2's will be mailed to member or check MyPay under "Travel/Miscellaneous W-2" for their HPLRP W2.**
For any questions/issues/address changes please contact theTotal Force Service Center (TFSC) for 24/7 support for Military Pay via phone at 1-800-525-0102 or submit a myFSS ticket.
-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
HPLRP Contact info:
AFIT/CIM (Attention ADHPLRP)
2950 Hobson Way Rm 302,
Wright-Patterson AFB, OH 45433-7765
Comm: 937-904-3015
Office Hours: Monday-Friday 0730-1530 EST
E-mail questions to ADHPLRP Program Manager, Dr. Jamie Webster Ctr. at AFIT.CI.HPLRP@US.AF.MIL